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Requirements

Unsecured Personal Loans, Payday Advance & Caregiver Loan

  • Working full-time.
  • You are not self-employed.
  • You are not working for cash.
  • Make at least $14.00 per hour.
  • Work at least 35 hours per week.
  • Have a valid checking account.
  • At least 18 years of age.
  • Currently not on either ODSP, Pension, Social Benefits, or Employment Insurance.
  • You are not in a debt management plan.
  • You are not in a consumer proposal.

Home Equity Loans

  • At least 25 years of age.
  • You are the homeowner.
  • The property is located within Ontario.
  • The property is not a vacant lot.
  • Have a valid checking account.

Car Title Loans & Car Repair Loans

  • At least 21 years of age.
  • Have a valid checking account.
  • Vehicle is fully paid.
  • You must own the vehicle.
  • Not older than 7 years.
  • Less than 200,000 kilometres.
  • No lease on vehicle.
  • Vehicle must be fully insured.

Note: Our loans are available for customers living in Ontario, Canada.

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