• Working full-time.
• You are not self-employed.
• You are not working for cash.
• Make at least $14.00 per hour.
• Work at least 35 hours per week.
• Have a valid checking account.
• At least 18 years of age.
• Currently not on either ODSP, Pension, Social Benefits, or Employment Insurance.
• You are not in a debt management plan.
• You are not in a consumer proposal.

• At least 25 years of age.
• You are the homeowner.
• The property is located within Ontario.
• The property is not a vacant lot.
• Have a valid checking account.

• At least 21 years of age.
• Have a valid checking account.
• Vehicle is fully paid.
• You must own the vehicle.
• Not older than 7 years.
• Less than 200,000 kilometres.
• No lease on vehicle.
• Vehicle must be fully insured.

Note: Our loans are available for customers living in Ontario, Canada.