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responsibly, build credit, and save money.

Our Products

Choose From a Variety of Different Loans Catered Towards Your Specific Need.

Instant Payday Loan

The quickest and easiest loan option we offer, receive up to $1500 instantly!

Unsecured Personal Loan

When you need a large amount of money ASAP we got you covered.

Home Equity Loan

Need a loan and own a home? Homeowners get approved!

Invoice Factoring

Cash your invoices instantly, so you can focus on the growth of your business!

Client Testimonials

4.5
Based on 107 reviews
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RAYMUND
12:32 31 Jul 25
I want to sincerely thank Mr. Barak, and Miss Jhom from X-Cash for their exceptional help and support in filing my consumer proposal. From the very beginning, they treated me with kindness and respect, and guided me through the entire process with patience and professionalism.

Dealing with debt was overwhelming, but thanks to their assistance, the burden has been lifted and I now have peace of mind. I truly appreciate their dedication and the personal care they showed throughout.

If you're struggling with debt and don't know where to turn, I highly recommend reaching out to X-Cash. Thank you again, Mr. Barak and Miss Jhom—you’ve made a real difference in my life!
Lirio Aquino
17:12 08 May 25
Staff are very friendly. Thank you so much for a nice service. Fantastic experience😇
Wowah Vidal
15:41 21 Mar 25
The staff is really amazing they help a lots.
Ryan Manrique j. CB mj
13:29 19 Mar 25
Ma.teresa Janaban
20:51 18 Mar 25
Aldren Canopin
18:04 18 Mar 25
Good Factors
- Service is Nice
- Sincere to the customer
- Loan approved when it's emergency in need.
Jameel Aguam
14:41 15 Mar 25
I had a fantastic experience with this company! They were professional, efficient, and truly attentive to my needs. A special shoutout to Raizza, who went above and beyond to help me every step of the way. Her support made the entire process smooth and stress-free. Highly recommend their services!
Eden Napo
21:27 14 Mar 25
Understanding and considerate
Sherylou Cancino
19:42 14 Mar 25
Sweet Agom Dominguez
19:35 14 Mar 25
Marites Llavore
23:01 06 Mar 25
I believed they helped me and supported me for the last ten years. They've been there for me no matter what. God bless your business. I trusted them so much.Thanks for everything.
NADER SHAHRAKIE
22:36 06 Mar 25
It's a family business, and they treat you like a family with very good attitude and respect, I am dealing with them for many years now and always was happy with their services, great people to do business with, they always took care of me to my satisfaction.
Crist Joy Jereso
15:55 03 Mar 25
Very nice and helpful people. Vry understandable .
Meriam Lagmay
18:33 01 Mar 25
Had great experience, thank you for all the help
AMAZING CARMELA
16:47 01 Mar 25
Erez the owner of Xcash is nice guy and considerate as well as his kids and the rest of his employees. I highly recommend Xcash for everyone. I had a great experience.
Juliet Montealegre
23:10 28 Feb 25
I always come back to this place everytime i need cash . staff are friendly and nice.
Lutgarda Quiban
22:16 28 Feb 25
Aggy Domingo
15:03 29 Oct 24
the service is great. they always help me when I need it
DAISY DELA RIARTE
17:21 23 Oct 24
Ur the best company!!!
Joe Bersamira
18:45 05 Oct 24
Very professional and very Friendly service . They are simply the best why go anywhere else.
naline de la rosa
18:32 04 Oct 24
nyxlvuen
11:24 04 Oct 24
I always come back to this place as they are very nice and welcoming. they have assisted me and helped me whenever i go here. thank you to every employees at xcash.
yong bitz
19:11 16 Aug 24
It's amazing to be with and very helpful to us as a customer of yours,..thank you for everything 😊
The staffs are very nice and accommodating. Keep it up!
Letty Agramon
17:16 24 Jun 24
Good people and very accomodating.
Connie Jose
15:24 24 Jun 24
Thank You Xcash for your consideration and consistent assistance whenever I need help during my financial needs. I will forever recommend them to everyone!
Annalee Ricaplaza
14:44 22 Jun 24
Thank You for your financial help !!
SM S
20:20 21 Jun 24
Since 2014, the whole team has been my saviour! They are very much helpful, customer service is consistently excellent and beyond (special mention to Jhom/Raizza)! Especially last minute in need for help, a minute assistance has been delivered all the time! Accepts all types of people, no judgement, all are very friendly and welcomes you homely! Thank you so much everyone!
lorena acosta
00:14 16 Jun 24
Julya
21:39 14 Jun 24
Always smooth transaction with this office, everyone is so nice and helpful, I have been customer for years. Highly recommended
Jesusa Basbas
16:01 13 Jun 24
I can come anytime except Sundays lol very helpful and very friendly too.Very reliable in all situations.
Fatima Kamsa
18:17 10 Jun 24
Xcash great company they help me whenever I need help. I come to their office and they help within minutes to give me help. Best company in the area. Thanks
Rade Navarro
15:08 10 Jun 24
Number 1 company whenever I need to cash my cheques. The take lower fee's tha competition. I come here all the time everyone very friendly and ready to help!
Lima Rodwesko
15:11 22 Jul 20
I have been returning to Xcash for the past 3 years, other companies in the past have rejected my applications.

However Xcash understands my situation and work with me to help me and my family out financially.

I recommend Xcash to all of my friends and family
Nestor Ranises
22:36 19 Jul 20
I am so happy having business with them. They are so accommodating and help me of what I need . Thank you for your help and I am so proud to recommend them as they will answer your need. More power for your business.
Ilokana Gladys
22:27 10 Jul 20
Great Experience.
Great costumer service friendly, polite and easy to talk to and they have an excellent way about doing the business. I would highly recommend them to everyone.
Simply_Amar Bulusan
19:28 10 Jul 20
EXCELLENT SERVICE!!!

I would strongly recommend this firm to anyone looking for options regarding their personal financial difficulties. I have a great experienced, all the staff are very helpful, accomodating and knowledgeable about their business. I am very satisfied and now stress-free.
Thank you once again for the help☺️.
blaze pavars
17:11 10 Jul 20
Very accommodating, staff will go out of their way to assist you.

I highly encourage anyone to give Xcash a visit and you can see for yourself why they are considered one of Canada’s premium money solution companies.

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