xcash logo old

The Beginning

Xcash opens its doors in North York, Ontario, offering Canadians a reliable alternative for short-term lending.

2008

2010

Xcash Happy Clients

1000+ Happy Clients

By April 2010, Xcash reached its first major milestone: over 1,000 happy clients — and we kept growing.

Xdebt-01 (2)

Launch of Xdebts

We launched Xdebts, a debt-servicing solution designed to help Canadians manage and resolve financial difficulties.

2015

2020

mobile2

Xcash Mobile App

Xcash launched its mobile app, making it easier than ever to apply for loans, manage payments, and access funds from home.

hand-drawn-happy-friends-jumping_23-2149095224

50,000+ Happy Clients

In January 2025, Xcash and Xdebts together celebrated serving over 50,000 happy clients across Canada.

2025

Need money fast?
Let us provide you with a solution— even with bad credit score.

Step 1.
Select Your Loan

Payday

Personal

Home

Invoice

24/7 Access

Secure

Instant E-Transfer

Dashboard

Select Your Loan

Payday Loan.

Personal Loan.

Home Equity.

Invoice Factoring.