Home Equity
How It Works
Most frequent questions and answers
A home equity loan allows you to borrow money using the equity in your home as collateral.
You can borrow up to 80% of your home’s value, depending on your equity and current mortgage balance.
You can use a home equity loan for renovations, debt consolidation, investments, education, or large purchases.
No. Bad credit is accepted. We understand that life happens, and a low score doesn’t define you as a borrower. We focus on your equity, not just your credit history.
Additional FAQ
We can approve your application in as little as 24 hours, with funding available in just a few days.
Yes. We structure your loan with one affordable monthly payment designed to fit your budget.