Same-day funding

Payday loans up to $1,500: money before your next paycheque

Life doesn't wait for payday, and neither should you. Apply 100% online, with no paper documents, and get funds deposited straight to your bank account, often the same day.

Apply Now Call 416-633-2408

$100-$1,500 Loan amounts

7-31 days Repayment term

Same day Typical funding

$500

I want to borrow

$100$1,500

Cost of borrowing ($14 per $100)$70.00

You repay on payday$570.00

Apply for This Loan

Ontario payday loan: $14 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $70, total to repay $570, APR 365%. Licence # B82-4868768.

Do I qualify?

Three yeses and you're ready to apply

Are you currently employed full-time? A steady paycheque is how the loan gets repaid.
Are you 18 years or older? Provincial law requires all borrowers to be adults.
Do you have a chequing account that's 3+ months old? That's where we deposit your money.

Start My Application

Payday loan at a glance
Loan amount	$100 to $1,500
Cost of borrowing	$14 per $100 advanced (Ontario maximum)
Term	7 to 31 days, matched to your pay cycle
Pay frequency accepted	Weekly, bi-weekly, semi-monthly, monthly
Documents required	None, verification is fully digital
Funding	Direct deposit, typically same day
Licence	Ontario Payday Loan Licence # B82-4868768

Painless by design

From application to cash in 3 steps

Complete the online form

Our application is quick and painless, and it doesn't ask for a single paper document. Apply from your phone in about 10 minutes.

Fast approval

Your application goes straight to our approval team. Apply during business hours and you'll usually hear back within the hour.

Money in your account

Once approved, your funds are deposited directly to your chequing account, often the very same day.

Payday loan FAQ

Common questions

How much does a payday loan cost? +

Ontario caps the cost of a payday loan at $14 for every $100 you borrow, and that's exactly what we charge, nothing more. On a $300 loan for 14 days you'd repay $342 ($42 cost of borrowing, 365% APR).

When do I repay the loan? +

On your next payday. Terms run 7 to 31 days depending on whether you're paid weekly, bi-weekly, semi-monthly or monthly. The repayment is debited from the same chequing account we deposit into.

Can I cancel after signing? +

Yes. Ontario law gives you a two-business-day cooling-off period to cancel a payday loan at no cost. Questions about your rights? Contact Consumer Protection Ontario at 1-800-889-9768.

What if I can't repay on time? +

Call us before the payment date. We'll always try to work out an arrangement.