Payday Loans in Toronto, Ontario

From the downtown core to the Beaches, Leslieville and beyond, Toronto moves fast — and sometimes your paycheque doesn't arrive quickly enough. Xcash has helped Torontonians bridge that gap since 2008 with straightforward payday loans of $100 to $1,500, deposited to your account the same day when you apply during business hours.

Apply for a payday loan

Serving Toronto residents

You never have to set foot in a store. Our entire application is online and paperless, so whether you're in North York, Etobicoke, Scarborough, East York or right downtown, you can apply from your phone in about ten minutes and get a decision quickly. Because we're a GTA-based lender, our team understands Toronto rents, TTC costs and the real expenses that come up between paydays.

$100–$1,500
Loan amount

Same day
Direct deposit

100% online
No paper documents

Since 2008
Licensed in Ontario

How it works

Apply online in about ten minutes — no paperwork to print or fax.
Get a quick decision and verify your bank securely.
Receive your cash by direct deposit, the same day when approved during business hours.

How fast can I get a payday loan in Toronto? +

Applications approved during our business hours are typically funded the same day by direct deposit. Apply early in the day for the fastest turnaround.

Do I need to visit an office in Toronto? +

No. The whole process is online and paperless — no branch visit and no faxing documents. Our office is on Bathurst St. in North York if you ever prefer to call.

Also serving: North York · Scarborough · Etobicoke · Mississauga

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