Medical Loans
Dental work, prescriptions, physio. Cover health costs now instead of putting them off.
Unsecured instalment loans with fixed bi-weekly payments that follow your paydays, terms of 6 to 24 months, and no prepayment fees. Whether it's a medical bill, an emergency repair, travel or school, we've got you.
Get a clear quote with every cost spelled out before you sign. Approval is not guaranteed and conditions apply.
Dental work, prescriptions, physio. Cover health costs now instead of putting them off.
When the unexpected hits (a furnace, a flight, a vet bill), fast cash keeps life on track.
Family emergencies abroad or the trip you've been putting off. Spread the cost over time.
Tuition top-ups, textbooks, a laptop for class. Invest in yourself without the bank runaround.
Car repairs, appliance replacements, urgent home fixes. Get it repaired today, pay monthly.
Consolidate small debts or just get some breathing room. You decide what it's for.
| Personal loan at a glance | |
|---|---|
| Loan amount | Up to $5,000, unsecured |
| Term | 6, 12, 18 or 24 months |
| Payments | Bi-weekly, following your pay dates |
| Prepayment fees | None. Pay it off early and save interest |
| Manage your loan | Online dashboard, on any device |
Complete our secure application in about 10 minutes, from anywhere, on any device.
We send you clear loan terms with every cost spelled out. Review them, ask questions, sign electronically.
Money goes to your account, and your fixed payment schedule is available in your dashboard from day one.
Every Xcash personal loan is backed by a co-signer, someone who agrees to stand behind the loan alongside the main borrower. It keeps approvals fast and rates fair. Your co-signer just completes a short application of their own.
Start the co-signer application here. You'll tell us who you're co-signing for, then provide your own details.
Apply as a Co-SignerApplying for yourself? Use the personal loan application instead.